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Insurance Claims

10/13/2010
Taylor B. Downs
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Big Insurers denied 1 in 7 because of pre-existing conditions

The four largest U.S. for-profit health insurers on average denied policies to one out of every seven applicants based on their prior medical history, according to a congressional investigation released Tuesday.

Two top House Democrats said the findings covered 2007 to 2009 for Aetna Inc., Humana Inc., UnitedHealth Group Inc. and WellPoint Inc. In total, the carriers denied coverage to more than 651,000 people due to pre-existing medical conditions over the three-year period.

Under the health-care overhaul legislation, beginning in 2014 insurers can no longer deny coverage because of a pre-existing health condition.



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6/30/2010
Taylor B. Downs
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Tricks of the Trade: How Insurance Companies Delay and Deny Coverage

Excellent article from the American Association for Justice on how insurance companies actively seek to delay and deny coverage from policy holders.

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